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BUYERS
Guide

Your Journey to the Perfect Home Starts Here.

Your Key to Buying Success

Unlock the Secrets to Buying Your Dream Home with Confidence and Clarity

TALK TO LISA

01
Connect with me - a licensed Compass real estate agent - with local knowledge of the neighborhoods you’re considering to help guide your search.

BUYER CONSULTATION

02
First, we will connect for an initial consultation to discuss what you are looking for so l can help guide your search.
There are a variety of property types such as resale homes, new construction, land, and more!

BUYER REPRESENTATION AGREEMENT

03
We will establish a mutual business agreement. This document is designed to increase transparency by laying out my obligations to you, in addition to details on term length, compensation, termination, exclusivity, representation, and property criteria.
Once we are both aligned with the terms of the agreement, you will be asked to sign before I can show you or send you any properties.

FIRST
STEP

SECOND STEP

THIRD STEP

Fourth Step

Fourth
Step

Fifth Step

Sixth Step

Seventh Step

GET PRE-APPROVED

04

If you are obtaining financing, getting a pre-approval letter from a lender before submitting an offer is important because it shows you are more likely to meet the proposed settlement date. A pre-approval letter and a good faith estimate from a lender will also give you insight into the projected down payment, closing costs, and expected monthly payment.

Find Properties That Meet Your Criteria

05
Using the Compass CMA tool, I will run market analyses on comparable properties in the area to give you a clear understanding of current market value. Together, we will identify your ideal home's location and amenities, and attend open houses in a range of areas. I will listen to your continued feedback and activate a 'collection,' or specialized search for properties as they hit the market until we find a home you love.

Submit and Negociate Offer

06
Once we find the right home, we will collaborate on a competitive offer. The offer is an agreement to pay a certain price for the home if accepted and may include other terms, such as whether you are waiving any contingencies or in how many days you are willing to close. We may also enter situations with multiple offers or back up offers. It is my job to guide you through the decision-making process to ensure you are confident with our offer.

UNDER CONTRACT

07
Your contract is the agreement between you and the seller to purchase the property for a specific price. Also defined in the contract of sale is the settlement company, date of settlement, and earnest money deposit amount. If required, an Escrow Deposit is the amount of money that the buyer will put in an escrow in good faith to demonstrate to the Seller that they are serious about purchasing the property. The money will only be deposited if the contract is signed and agreed by both parties.

Home Inspection, Disclosures, Reports, and Repairs

08
It is my responsibility to coordinate all desired home inspections within the agreed timeline and contractual contingencies. We will also review and discuss the disclosures and preliminary title report. You may approve or negotiate credits and/or repairs. Prior to closing, remember to schedule a final walk-through of the property to verify property is still in acceptable condition and any negotiated repairs were done.

Loan Application and Appraisal

09
If you are obtaining financing, your lender will let you know the list of financial documents necessary to provide to the lender, including a couple months of bank statements, tax records, pay stubs etc. Typically, you will have a mortgage contingency of the agreed upon length to obtain a mortgage commitment. Once your lender has all of your documents, they will review them and issue a Clear-to-Close, which means your loan is complete and the file will be sent to the title company for closing. Your lender will have an appraisal done on the property.

Seventh
Step

Eighth Step

Ninth Step

10

CLOSING

Congratulations! You are now a homeowner.
Welcome home!

first
Step

TALK TO LISA

01
Connect with me - a licensed Compass real estate agent - with local knowledge of the neighborhoods you’re considering to help guide your search.

second
Step

BUYER CONSULTATION

02
First, we will connect for an initial consultation to discuss what you are looking for so I can help guide your search.  There are a variety of property types such as resale homes, new construction, land, and more!

Third
Step

BUYER REPRESENTATION
AGREEMENT

03
We will establish a mutual business agreement. This document is designed to increase transparency by laying out my obligations to you, in addition to details on term length, compensation, termination, exclusivity, representation, and property criteria.
Once we are both aligned with the terms of the agreement, you will be asked to sign before I can show you or send you any properties.

Fourth
Step

get pre-approved

04
If you are obtaining financing, getting a pre-approval letter from a lender before submitting an offer is important because it shows you are more likely to meet the proposed settlement date. A pre-approval letter and a good faith estimate from a lender will also give you insight into the projected down payment, closing costs, and expected monthly payment.

FiFth
Step

Find Properties That Meet
Your Criteria

05
Using the Compass CMA tool, I will run market analyses on comparable properties in the area to give you a clear understanding of current market value. Together, we will identify your ideal home's location and amenities, and attend open houses in a range of areas. I will listen to your continued feedback and activate a 'collection,' or specialized search for properties as they hit the market until we find a home you love.

Sixth
Step

Submit anD NEGOCIATE Offer

06
Once we find the right home, we will collaborate on a competitive offer. The offer is an agreement to pay a certain price for the home if accepted and may include other terms, such as whether you are waiving any contingencies or in how many days you are willing to close. We may also enter situations with multiple offers or back up offers. It is my job to guide you through the decision-making process to ensure you are confident with our offer.

Seventh
Step

UNDER CONTRACT

07
Your contract is the agreement between you and the seller to purchase the property for a specific price. Also defined in the contract of sale is the settlement company, date of settlement, and earnest money deposit amount.
If required, an Escrow Deposit is the amount of money that the buyer will put in an escrow in good faith to demonstrate to the Seller that they are serious about purchasing the property. The money will only be deposited if the contract is signed and agreed by both parties.

eighth
Step

Home Inspection, Disclosures, Reports, and Repairs

08
It is my responsibility to coordinate all desired home inspections within the agreed timeline and contractual contingencies. We will also review and discuss the disclosures and preliminary title report. You may approve or negotiate credits and/or repairs. Prior to closing, remember to schedule a final walk-through of the property to verify property is still in acceptable condition and any negotiated repairs were done.

NINTH
Step

Loan Application and Appraisal

09
If you are obtaining financing, your lender will let you know the list of financial documents necessary to provide to the lender, including a couple months of bank statements, tax records, pay stubs etc. Typically, you will have a mortgage contingency of the agreed upon length to obtain a mortgage commitment. Once your lender has all of your documents, they will review them and issue a Clear-to-Close, which means your loan is complete and the file will be sent to the title company for closing. Your lender will have an appraisal done on the property.

tenth
Step

CLOSING

10
Congratulations! You are now a homeowner. Welcome home!

Want to work with Lisa ?

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We offer personalized services for buying, selling, or investing, tailored to your unique needs. Trust our experienced team to guide you through every step of your real estate journey

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